Enter monthly amounts. Guesses are fine to start. The totals update as you type. If you are paid every two weeks, multiply one pay by 26 and divide by 12.
These two come before everything else, in this order.
Your savings goal is worked out for you. Pick the pace you chose in Module 1. It sets how much of your leftover money goes to savings.
You are short this month, so your savings goal and spending money are set to zero for now. That is useful to know, not a failure. Look at sections 3 and 4 for anything you can trim, and talk to us before a payment is at risk.
| Money coming in | $0.00 |
| Insolvency payments | $0.00 |
| Home and bills | $0.00 |
| Everyday living | $0.00 |
| Emergency fund | $0.00 |
| Left over this month | $0.00 |
| Your savings goal (Focused, 75%) | $0.00 |
| Spending money | $0.00 |
This worksheet is a planning tool for general financial education. Nothing you type here is saved or sent anywhere. Print it to keep a copy.